Eligible Product List Criteria

SIGIS: Special Interest Group for IIAS Standards™

   Eligible Product List Criteria (10/29/2020)

IMPORTANT NOTICE:

In March 2020, legislation was passed that made two critical changes: a) removal of the prescription requirement for the reimbursement of OTC Drugs and Medicines (those products with an active drug ingredient) and the inclusion of “Feminine Care” (menstrual care) products as eligible. The Eligible Product List Committee conducted a review of products and amended the criteria.

This October 2020 update further clarifies those changes.

SIGIS has developed a list of health care over-the-counter items and other services that are considered eligible under Internal Revenue Code Sections 213, 105 and 125 rules. The list originates from a database of more than 70,000 health and beauty aid items that is continually being updated with new product introductions and discontinuations. Using the criteria in this document, SIGIS determines whether a product or service qualifies or does not qualify as a medical expense under IRS Code Section 213(d), 105(b) and applicable IRS guidance under Code Section 125. This list is reviewed monthly by the SIGIS List Committee, a group of benefit plan administrators, to assure the accuracy and integrity of the list. Additions and suggested eliminations from the list are to be referred to the Committee for monthly discussion and appropriate action.

The Eligible Product List and regular updates may be downloaded and used by all SIGIS members. Merchants certified by SIGIS or planning to be certified by SIGIS must use the Eligible Product List as a basis for identifying the items in their product database that would be eligible for submission as a SIGIS qualified healthcare product in a debit card authorization request. Benefit plan administrators may find the Eligible Product List and this List Criteria helpful in ensuring consistency between substantiation of card transactions at SIGIS merchants and other substantiation requests.

Information provided in this document is subject to change as new information becomes available and as rules and definitions change.

1. Eligibility Status Definitions

Eligible Services for IIAS Approval

Eligible services for inclusion in the IIAS total include the provision of health care services including diagnostic tests, flu shots and other vaccinations and urgent care or primary care office visits including services provided at pharmacies or stores.

Eligible Products for IIAS Approval

Eligible OTC: Eligible products include OTC products that are for medical care and are primarily for a medical purpose. They include products such as OTC medicines or drugs with or without a prescription that diagnose, alleviate or treat existing or imminent injuries, illnesses or medical conditions, or used for the prevention of disease. As a general rule, most of these products are of short-term use but some do treat chronic medical conditions. Qualified medical expenses include those over-the-counter items compliant with federal tax rules under IRS Code Section 213(d), 105(b) and 125 as outlined by the Internal Revenue Service. In these cases, the expense would not have been paid “but for” the disease or illness. Much of the guidance the IRS has provided relate to the deductibility of medical expenses, as reimbursement plans operate under overlapping sections of the Code. An expense is not deductible as medical care if the taxpayer would have paid the expense even in absence of a medical condition. All dietary supplements, with the exception of glucosamine products, fiber laxative supplements and prenatal supplements, are dual-purpose, regardless of product category due to the general wellness component. The user does not need to provide a statement from a medical provider or indicate a diagnosis in order to receive reimbursement as long as the item is on the Eligible Product List for IIAS Approval.  Taxes, shipping and surcharge / convenience fees (as permitted by law and card brand / network regulations) directly associated with the purchase of an eligible product can be included.

Prescribed Drugs and Medicines, including Prescribed OTC: Drugs and medicines prescribed by a licensed medical professional and dispensed in accordance with state laws including the generation of an Rx Number are considered Eligible by the IRS.  This includes OTC drugs and medicines other than dual-purpose.  Since the prescription serves as determination of medical eligibility in a merchant location with a properly configured Pharmacy and IIAS POS System, no additional checks are required.  These items will not be listed on the Eligible Products list due to their separate processing rules.

Not Included as Eligible Products for IIAS Approval

Dual-purpose: Some products are considered dual-purpose. These products may have both a medical purpose and a personal hygiene, cosmetic or general health purpose. In order to be considered eligible, they must be used to treat a medical condition and cannot be used to improve or maintain general health unless prescribed by a licensed health care professional to treat a specific illness, condition or injury. All dietary supplements, with the exception of glucosamine products, fiber laxative supplements and prenatal supplements, are dual-purpose, regardless of product category due to the general wellness component.   These products may be eligible for reimbursement, but require a letter of medical necessity from a licensed healthcare professional stating the specific diagnosis or medical condition, the specific OTC medicine recommendation to treat the condition, and documentation of the product and cost. Dual-purpose items will not be included in the SIGIS List.

Ineligible: Products that are used for general health, cosmetic, or personal hygiene purposes are not reimbursable. Typically, these are not referred to as medicines or drugs and are not recognized to treat a medical condition. Expenses that are not reimbursable as medical care under IRS Code Section 213(d) and related sections of the federal tax code are ineligible. These include food supplements, toiletries, lotions and soaps, shampoos, and most herbal supplements. According to IRS Publication 502, you can’t include in medical expenses the cost of nutritional supplements, vitamins, herbal supplements, “natural medicines”, etc., unless they are recommended by a medical practitioner as treatment for a specific medical condition diagnosed by a physician. These items are taken to maintain your ordinary good health and aren’t for medical care.

The source of the list includes most nationally-distributed, regularly-stocked items. As such, the following types of items will generally not be included: items specially created for an individual retailer (including but not limited to private label items); a local, regional, or specialty item; bonus items (e.g. 2 oz. free); BOGOS (buy one, get one), or other in-and-out types of packaging with limited availability or distribution. Although these items will not be included in the data, they may in fact be eligible. If such circumstances exist or if one feels other items meet the eligibility criteria then they can be submitted through the add process on the SIGIS website. These will be reviewed by the SIGIS List Committee and qualifying items will be added to the eligible product listing.

Because the source of the list is nationally-distributed, regularly-stocked products, private label and store branded products will generally not be available for inclusion on the standard list produced by SIGIS. It is understood that some of these private label and/or store brand items are, in fact, eligible under IRS Code Section 213(d), and therefore, can be processed through a certified SIGIS IIAS merchant. Merchants that choose to supplement their inventory of SIGIS identified eligible items with their own private label items are free to do so by following the process detailed in the Private Label Eligibility Criteria document. That document can be found at www.sig-is.org.

2. Classifications and Examples

The following are types of products that typically would be included under each designation. These are strictly guidelines and do not represent an all-inclusive listing.

Eligible:
Devices and Supplies

Category

Example

Comment

Acupressure Treatments

Sea Band, Flents EZ Travel Wrist Band

Products that treat a medical condition are eligible. Weight-loss products are dual-purpose.

Breast Pumps and Breast-Feeding Supplies

Breast Pump (cost or rental fee), Breast Pump Parts (pump valve, replacement tubing, piston unit, diaphragms, pump body, flange, shield), Storage Bottles, Storage Bags, Gel Pads, Nursing Pads, Nipple Shields, Conversion Kits, Areola Stimulator, Car Adapter

Products that directly aid lactation are eligible. Items not eligible include: Bottle Stands, Bottle Nipples, Cleaners, Freezer Blocks, Bra Shields and Nursing Pillow and Covers, Nursing Bras and Milk Coolers

Compression Hosiery

Medical Compression 30-40 and above; any compression of Anti-Embolism Stockings, Ulcer Care Compression or Lymphedema

Treats condition-specific medical conditions such as anti-embolism, ulcer care or lymphedema

Contraceptives

Condoms (with and without spermicide) – Trojan, Durex, Lifestyle.

See also Contraceptives under OTC Drugs and Medicines for products that include an active drug ingredient.

Cotton Balls, Rolled Cotton, Cotton Applicators

US Cotton Sterile Cotton Balls and Rolls

Only Sterile cotton products are eligible. Non-sterile products are dual-purpose.

Dental Repair

Dentek Temparin, DOC Recapit

Temporary dental repair products are eligible.

Denture Adhesives, Repair,  and Cleansers

PoliGrip, Benzodent, Plate Weld, Efferdent

Denture cleaners and maintenance products are eligible.  See also Denture Pain Relief under OTC Drugs and Medicines for products that include an active drug ingredient.

Diabetes Care

One Touch Meters & Strips, Softclix Lancets & Device,  Monoject insulin syringes; Dex 4 glucose products

Testing (meters, strips, lancets, alcohol swabs), dosing (syringes, pens, etc.), glucose are eligible. Personal Care are ineligible or dual-purpose.

Diagnostic Products (Includes thermometers, blood pressure monitors, cholesterol testing, pulse oximeters, drug, alcohol, and body fat testers)

Braun Forehead Thermometer, Nexcare Thermometer, Lifescan BP Monitor, Cholestrak, Azo UTI Test Strips, Quest Pulse Oximeter

Includes devices that monitor, screen or test for the presence of disease, dysfunction of the body or for other medical conditions.

Diapers – Juvenile Incontinence

GoodNites, Under Jams

Products marketed for juvenile incontinence only. Regular diapers and training paints are not eligible.

Downloadable Apps with Medical Function for tablets and smartphones
  App cost could be a medical expense if used for medical purpose only (i.e. track heart rhythm). Apps that include function for  general wellness are not eligible.

Durable Medical Equipment

Wheelchairs, Crutches, Oxygen Machines

Can be included when manufacturer provides UPC, merchants can mark non-UPC tagged items as private label items. See Home Health Care for additional criteria.

Ear Care

Bionix Oto Clear, Select Nutrition Ear Wax Candle, Provent Hearing Aid Dryer

Ear drops ear syringes, ear wax removal devices, ear candles, hearing aid cleaners and dryers.  See also Ear Care under OTC Medicines and Drugs for products that include an active drug ingredient.

Enemas

Bags, Syringes, pre-filled enemas - Fleet

Devices are eligible. Pre-filled enemas are eligible.

Eye Care

Contact lens care, eyeglass repair kits 

Products used to maintain corrective lenses and frames are eligible. Post-surgical eye protection is eligible.

Family Planning

EPT, Clearblue Fertility Monitor

Pregnancy, ovulation and fertility kits are eligible. Dietary supplement-only products are not eligible.

First Aid Dressings & Supplies

Band Aid, 3M Nexcare, J&J First Aid, non-sport tapes, Simply Saline Wound Wash

If the main purpose is for medical care and there is no "normal" use that is not medical, it could automatically qualify as eligible. Saline wound washes are eligible. Bandages impregnated or coated with a medicated product are eligible. Tapes and bandages indicated as "Athletic" or "Sport" are eligible unless marketed as performance enhancing.

Foot Care Treatment

Corn & callus cushions & pads, corn & callus remover implements; therapeutic insoles, orthotic inserts, arch supports, heel cups

Products that have a primary purpose to treat specific ailments are eligible; products for general use or comfort are dual-purpose.

Glucosamine &/or Chondroitin

Osteo-Bi-Flex, Cosamin D, Flex-a-min Nutritional Supplements

Glucosamine-only or main ingredient glucosamine products are eligible.

Head Lice Products

Nix Lice Comb, Rid Lice Comb

Combs, electronic devices are eligible.

Health Care Services

Urgent Care or Primary Care services provided by a licensed practitioner at an IIAS merchant


Health Supports

ACE, Futuro, braces, elastic bandages, hot/cold therapy, orthopedic supports, rib belts, back braces, etc.

If the main purpose is for medical care and there is no "normal" use that is not medical, it could automatically qualify as eligible. Athletic tape - typically used on existing injuries or as prevention against further injury, similar to a brace or wrap; not a performance enhancement product will be eligible. Work/industrial back braces belts used to prevent or treat back injury will be eligible. Items eligible if not marketed solely for performance enhancements.

Hearing Aid/Medical Batteries

Duracell, Energizer Hearing Aid Batteries

Multi-purpose batteries not eligible.

Home Health Care (limited segments)

Elevated toilets, commodes, limb/joint protectors, medical/nutritional IV products, shower grab bar, bath transfer benches, shower stools, urinals/bedpans, traction, specialized braces & supports, ostomy, mastectomy products, urological, respiratory (excluding general air filters), electrotherapy, mobility (canes, walkers, rollators, wheelchairs), wound care, incontinence, diagnostics (stethoscopes, thermometers, bp monitors), medication dosers/organizers, eating, grooming, dressing aids and medical alerts (jewelry, alarms, etc.) are eligible.

General rule applies that these products may be used as part of the aging process which is not considered a medical condition, however products and equipment that assists daily functions like mobility qualify even if impairment is due to aging. Accessories not related to the actual function of equipment, such as cup holders, totes and baskets, are dual-purpose. See Dual-Purpose Home Health Care section.

Hot & Cold Therapy

ACE Hot/Cold Compress, Cara Ice Bag, Bed Buddy Back Wrap, Kaz Heating Pad, ThermaCare Heat Wrap

Freezer or instant cold packs, microwave or instant hot packs/pads, ice bags and electric heating pads are eligible.  See also Pain Relief Oral and Topical for Medicated pads.

Incontinence Protection

Attends, Depend, Prevail, GoodNites, UnderJams

Skin care, cleansing products and diapers/training pants are dual-purpose.

Lip Balms - Sun Care

Banana Boat SPF 50, Bullfrog Water Armor SPF30

Primary use must be for protection against skin cancer and premature skin aging with indication of UVA and UVB protection (broad spectrum) and 15 and above (15+). Products that are primarily moisturizers/cosmetic with a sunscreen are dual-purpose.

Menstrual Care Products: Feminine Protection Kotex, Always, Stayfree, Tampax Expenses associated with menstruation or other genital-tract secretions.  (Tampons, Pads, Liners, Cups, Sponges, Disposable or Non-disposable Underwear for Menstruation, or other similar products).

Mouth Guards

Dentek, Night Guard

Night mouth guards are eligible. Mouth guards used in sports to prevent mouth injury and reduce risks of concussions will be eligible if not marketed solely for performance enhancements.

Nasal Moisturizers & Washes

Neilmed Neti Pot & solutions, Ocean Saline Spray, Simply Saline

Products that are saline and primarily for moisturizing but may contain added aloe, menthol or eucalyptus, etc. are eligible.

Nasal Strips & Snore Relief
Breathe Right
To treat sleep apnea or improper breathing. Excludes strips marked solely for performance enhancements.

Prenatal Vitamins

Stuart Prenatal, Nature's Bounty Prenatal Vitamins

 

Reading Glasses and Maintenance Accessories

Foster Grant Reading Glasses, Apex Eye Glass Repair Kit, BL Sight Saver Lens Cloths

Accessories used to maintain corrective lenses and frames are eligible. Chains, cases, etc. are not  eligible.

Sun Protection (SPF 15 & above, and Broad Spectrum)

Coppertone SPF15+, Banana Boat SPF 15+, Cerave SPF 30, No-Add Sport Stick SPF50

Primary use must be for protection against skin cancer and premature skin aging with indication of UVA and UVB protection (broad spectrum) and 15 and above (15+). Products that are primarily moisturizers/cosmetic with a sun screen are dual-purpose.

TENS

Homedics Rapid+Relief, Icy Hot Smart Relief, Zewa Spa Buddy

TENS units and supplies are eligible.

Wart Removers – Cryo Products

Compound  W Freeze Off, Dr Scholl’s Freeze Away, Wartner

 

Vaccinations

Flu Shots, Pneumonia, Shingles Vaccinations

 


OTC Medicines and Drugs (Included in Eligible Product List):

Category

Example

Comment

Acid Controllers

Pepcid AC, Zantac, Prilosec

 

Acne Medications

Clearasil, OXY

 

Allergy & Sinus

Alavert, Benadryl, Claritin, Sudafed

 

Antibiotic Products

Bacitracin, Neosporin, triple antibiotic ointment

 

Anti-Diarrheals

Imodium, Kaopectate

 

Anti-Gas

Gas-X, Phazyme

Dietary supplement are dual-purpose

Antifungal (Foot)

Lamisil, Lotrimin

 

Anti-Itch & Insect Bite Remedies

Caladryl, Lanacane, Sarna, hydrocortisone

 

Antiparasitic Treatments

Nix, Rid, lice treatments

 

Antiseptics & wound cleansers

Rubbing alcohol, peroxide, epsom salt, Betadine, Hibiclens

 

Baby Electrolytes and dehydtration

Pedialyte, Enfalyte

Baby Electrolytes and dehydration.

Baby Rash Ointments & Creams

Desitin, Aveeno Baby

Includes petroleum jelly merchandised and marketed for baby rash.

Baby Teething Pain

Baby Orajel, Anbesol Baby Oral Gel

 

Cold Sore Remedies

Abreva, Herpecin, Orajel

Only medicated products are eligible.

Contraceptives (non-condom products)

Encare Inserts, VCF Film, Plan B Tablet

OTC drugs or medicated spermicide-only products are eligible.  See Contraceptives under Devices and Supplies for non-medicated product eligibility.

Cough, Cold & Flu

Robitussin, Theraflu, Vicks, Halls, Cepacol, Zicam, Cold-Eeze

Cold preventative products which are "proven to lessen the severity" or "reduce the duration" of colds or flu are covered. Dietary supplements are dual-purpose. Hand sanitizers are ineligible.

Denture Pain Relief

Orajel Denture Pain Relief Gel, Benzodent Cream

 

Ear Care

Medicated ear drops, Debrox, Similasin

 

Eye Care

Visine, Refresh Tears

 

Feminine Antifungal and Anti-itch

Monistat, Gyne-Lotrimin, Vagisil, Soothing Care

 

Fiber Laxatives (bulk forming)

Benefiber, Fibercon, Metamucil (powder or pills)

Eligible when used to treat a medical condition for short duration; bars and drinks that are "nutritional foods" for help with regularity are ineligible (dual-purpose).

First Aid Burn Remedies

Dermoplast, Solarcaine

Must contain an antiseptic or pain reliever, 100% aloe is ineligible (dual-purpose).

Foot Care Treatment

Corn & callus treatments, wart removers

Products that treat specific ailments are eligible; products for general use or comfort are ineligible (dual-purpose).

Hemorrhoidal Preparations

Preparation H, Tucks

 

Homeopathic Remedies

Boiron and Hyland products

Homeopathic products are classified as drugs under the Food, Drug & Cosmetic Act and fall under the same criteria as other OTC Medicines.

Incontinence Treatment Products

Calmoseptine, Baza Anti-fungal Cream

Rash protectants, healing and antifungals are eligible. Skin moisturizers and cleansing products are ineligible (dual-purpose).

Laxatives (non-fiber)

Dulcolax, Ex-Lax, Miralax

Stimulant, saline, lubricant, etc (non-fiber) are eligible.

Motion Sickness

Dramamine, Bonine

Acupressure products are eligible.

Medicated Nasal Sprays, Drops & Inhalers

Afrin Spray

 

Medicate Nasal Strips
   

Oral Remedies or Treatments (Includes Saliva substitutes, mouth sore treatments, dental repair)

Salivart, Anbesol, Orajel, Dentemp

Only dry mouth remedies that are saliva substitutes are eligible (gels, sprays, etc. not mouthwash, rinses, toothpaste).

Pain Relief Oral & Topical

Tylenol, Advil, Midol, Bayer Aspirin, Aspercreme, Ben-Gay, Icy Hot

Medicated topical pain relievers that contain menthol, eucalyptus, capsaicin, trolamine salicylate, etc. are not covered. Air-activated heat patches are eligible.

Medicated Respiratory Treatments and Vapor Products

Primatene, Bronkaid, medicated Vics Vapor Rub

Includes asthma medications; vaporizers and humidifiers are dual-purpose.

Skin treatments

Psoriasin, MG217, Dermarest Eczema

Medical expense as long as intended purpose is to treat existing skin conditions like eczema, psoriasis, rosacea, etc. (as opposed to mere prevention)

Sleep Aids & Sedatives

Unisom, Nytol, Sominex

Sleep products are eligible. Calming, soothing and tension products are dual-purpose. Dietary supplements are ineligible (dual-purpose).

Smoking Deterrents

Nicoderm, Nicorette

 

Stomach Remedies

Mylanta, Maalox, Tums

 

Dual-purpose (Not Included in Eligible Product List):

Category

Example

Reimbursement Use

Allergy Pillows, Mattress Covers, Air Purifiers, Filters, etc.

Allerease Pillow Cover, Allergy Control Bedding, Honeywell HEPA Allergan Remover Air Purifier

To treat allergies diagnosed by physician

Anti-bacterial Hand Sanitizers

Purell, Nexcare, Germ-X

Personal use component; but/for test must be established

Baby Diapers

Huggies, Pampers, Pullups

To treat juvenile incontinence or medical condition

Baby Formulas/Nutritionals

Pediasure, Progestimi, Enfamil RTFl

Only specialty formulas/nutritionals are eligible if medically necessary and authorized by medical practitioner. Only the excess cost between regular formula and the specialized formula may be eligible under an employer's plan.

Compression Hosiery and Accessories

Jobst, TED, Futuro – 20-30 or below, garters, care kits, fixatives, etc.

Most of these products primary purpose is for general health or mild medical treatments at compressions 20-30 or below. They are dual-purpose/ineligible but may be reimbursed for the cost over “regular” socks/hosiery if a LOMN is submitted.

Cosmetics/Beauty Products with Sunscreen Colorscience Powders & Mousse, Bare Minerals Powders, Neutrogena Healthy Skin Glow Sheers The primary purpose of these products is not sun protection and would not pass the “but for” test. The manufacturer’s identity is cosmetic; product is marketed as cosmetic in nature (improves or enhances appearance, tints/colors) and usually found in cosmetic departments or outlets.

Cough, Cold & Flu Dietary Supplements

Airborne, Hall's Defense, Germ Defense Alka Seltzer Immunity

Products that are merely dietary supplements and marketed as such, including those claiming to "support the immune system" (i.e. Airborne), are dual-purpose.  

Diabetes Nutritionals

Glucerna, Boost Glucose

To treat symptoms of diabetes when recommended by physician.

Diabetes Personal Care & Supplies (includes diabetes skin care, and socks)

Diabet-X Therapeutic Body Lotion, Diaderm Foot Cream, Dr. Comfort Diabetes Socks, Jobst Sensifit Socks

Personal care is generally ineligible. (Eligible products must test or treat a specific symptom or condition of Diabetes).  Diabetes socks are dual-purpose/ineligible but may be reimbursed for the cost over “regular” socks/hosiery if a LOMN is submitted.

Dietary Supplements

All dietary supplements including multiple vitamins, minerals, essential fatty acids (fish oil), oy, enzymes, amino acids, etc.

Dietary supplements, including herbals & botanicals are dual-purpose (exception: glucosamine, fiber laxatives & prenatal vitamins).

Digestive Aids Lactaid, Lactase, Beano Digestive aids that are Dietary Supplements are dual purpose.

Ear plugs

Mack's, Flents

To treat medical condition (presence of middle/inner ear tubes) diagnosed by physician.

Exercise Equipment

Treadmill, exercise bike, pedalers, weights, hand exercisers

Exercise equipment is dual purpose in support of general health or a medical condition.

Face/Respiratory Masks - medical grade or commercial/consumer

3M Cold weather, pollen/dust filtering masks

Products used for, cold weather, dust/pollen may also be used for work/general health needs.

Feminine Moisturizing

Replens, Rephresh

To treat vaginal dryness caused by medical condition.

First Aid Burn & Scar Treatments & Skin Protectants (petroleum jelly)

Plain Aloe, Mederma, Neosporin Scar Solution, Vaseline Jelly

Most are cosmetic in nature or have general use purposes.

Fluoride Treatments

Gel-Kam

To treat medical condition diagnosed by physician & not for general oral care.

Food Thickeners

Thick-It

Personal use component; but/for test must be established

Foot Insoles and Cushioning

Insoles, Heel & Arch, Dr. Scholl's Air Pillo, Odor Eaters

General use or comfort products are dual-purpose. Products must treat specific ailment to be eligible.

Gloves (Rubber & Cotton)

Cara Cotton Gloves, Curad Vinyl Gloves, Tronex Latex Gloves

Protective gloves of any type & cotton beauty gloves are dual-purpose.

Hair Growth Products

Rogaine

To treat symptom of medical condition diagnosed by physician.

Health Supports – Athletic, Sports

Sports Compression Sleeve, Compression Garments, etc.

Any products with a primary purpose of performance enhancement are dual-purpose.

Herbals & Botanicals

Echinacea, ginkgo biloba, garlic

Dietary supplements, including herbals & botanicals are dual-purpose (exception: glucosamine & prenatal vitamins).

Home Health Care (limited segments)

Including but not limited to: Nutritional foods/liquids, positioning & support (backrests, pillows, etc.), most patient room supplies, most physical therapy

General rule applies that these products may be used as part of the aging process which is not considered a medical condition, however equipment that assists daily functions like mobility, eating, grooming and dressing qualify even if impairment is due to aging. Accessories not related to the actual function of equipment, such as cup holders, totes and baskets, are dual-purpose. Large expenditures like walk-in bath tub are dual purpose and may fall under capital expenditures. Home Health Care is dual-purpose other than what is indicated in the Home Health Care eligibility section (i.e. some patient room supplies like urinals/commodes and patient lifting and some aides for daily living like med dosers/organizers and medical alerts are eligible exceptions.

Incontinence Personal Care (Including perineal cleansers and moisturizers)

Aloe Vesta 2n1, Ca-Rezz Wash, Sween Cream

Personal care cleansers and moisturizers are dual-purpose.

Inversion Table
  May be used to treat medical conditions or used for general health. Inversion tables are considered dual-purpose expenses.

Lip Balms - Moisturizers

Aquaphor SPF, Dermatone SPF23

Those with a primary purpose of moisturizing but have SPF of 15+ and state UVA/UVB are dual-purpose. (Lip balms with sunscreen that are part of a sun care line are eligible). Cosmetics with SPF are not eligible.

Magnifying Glasses

BL Sight Saver Magnifying Glass, Flents Wallet Size Magnifying Glass

 

Medical Nutritionals

Resource, Peptamen, Nutren

Satisfies normal nutritional needs and does not treat a specific condition

Medicated & Specialty Soaps

Basis Bar, Cetaphil Cleansing Bar

To treat skin condition diagnosed by physician

Minerals

Calcium Carbonate, Ferrous Sulfate, etc.

Dietary supplements are dual-purpose.  Under narrow circumstances, they will be eligible if used to treat medical condition or at-risk for illness diagnosed by physician.

Nutritional Foods

Ensure, Boost

To treat medical condition diagnosed by physician & not for general health

Personal Amplification Devices
  Can be used for enhancing sound for those not hearing impaired for personal benefit and not as a hearing aid. Items are dual-purpose.

Probiotics and Prebiotics

Culturelle, Florastor

Dietary supplements are dual-purpose.  Under narrow circumstances, they will be eligible if used to treat medical condition or at-risk for illness diagnosed by physician.

Skin Care - Therapeutic Hand & Body

Eucerin, Aquaphor, Amlactin

To treat or remedy a skin condition diagnosed by physician. Lotions with SPF are primarily used as moisturizers and are dual-purpose.

Therapeutic Shampoo & Scalp Treatments (Medicated)

Nizoral, Neutrogena T-Gel

To treat skin/scalp condition for short duration diagnosed by physician

Vaporizers & Humidifiers and Accessories

Vicks, Sunbeam, Kaz

Dual-purpose if used to treat illness; ineligible for normal household use

Vitamins

Vitamin A, C, D, E, multivitamin, lutein eye vitamin

Dietary supplements are dual-purpose.  Under narrow circumstances, they will be eligible if used to treat medical condition or at-risk for illness diagnosed by physician.

Weight Control Supplements

Alli, Slim Fast

To treat obesity diagnosed by physician


Other Ineligible Products:

Category

Example

Comment

Baby Toiletries, Baby Oil, Powder, Lotions & Creams

Johnson's Baby oil/Powder, Aveeno Baby Lotion

 

Beauty Shampoos, Conditioners, Hair Treatments& Hair Coloring

Pantene, Suave, Dove, Aveeno Nourishing Treatment, Clairol Hair Color

 

Cosmetics

Revlon, CoverGirl

 

Deodorants

Speed Stick, Degree

 

Facial Cleansers

Neutrogena Deep Clean, Dove Facial Cleanser

 

Feminine Cleansing Products

Massengill, Summer's Eve

 

Foot Grooming (Includes Implements, beauty & comfort, moisturizers, odor & wetness)

Pedifix Foot File, O’Keefe’s Foot Cream, Desenex Foot/Sneaker Spray

Non-medicated

Hair Removal & Bleaches

Nair, Veet

 

Hand & Body Cleansing

Dove, Dial soap

 

Lip Preparations

ChapStick, lip balm

 

Oral Care (Includes toothpaste, toothbrush, mouthwash, breath remedies)

Crest, Colgate, Scope, Listerine, Binaca

Will not qualify even if a dentist recommends a special product to treat a medical condition like gingivitis. These are primarily used to maintain general health.

Shaving & Men's Grooming

Gillette, Schick

 

Skin Care (Includes moisturizers, hand & body, bath products)

Aquaphor Ointment, Cococare Lotion, Dr Teal Bath Salt

 

Sport Energy Liquids, Bars, etc.

Gatorade, EAS drinks/bars

 

Sugar & Salt Substitutes

Equal, Splenda

 

Sun Tanning

Banana Boat Deep Tan Oil SPF4, Coppertone SPF 10,

Sun tan lotion, after sun products that are less than SPF 15 and/or that do not offer “Broad Spectrum” coverage, do not meet the minimum FDA standard for prevention of skin cancer or premature aging

3. Reporting items to include or delete

SIGIS members can use the Missing Product Form to request items to be added or deleted. Incomplete information will not be considered.

4. List Availability

The list is generally available by the 15th day of each month. Items for the List Review Committee to be considered for addition or deletion from the SIGIS List must be submitted by the 20th day of each month to be considered for the next month’s updates. See the Eligible Product List Calendar for exact timing.

5. Notes:

It has been reported that some merchants are unable to include a SIGIS eligible healthcare product that may also be eligible for purchase via the Food Stamp program. Should this present a problem for any merchants, it is recommended that they should eliminate it from the SIGIS data and classify it for Food Stamp eligibility, as the consumer may submit the item for manual reimbursement from their flexible spending or health reimbursement arrangement account.

Updated October 29, 2020

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