Merchants that wish to allow their consumers to use FSA/HSA/HRA health benefit cards in their pharmacy will benefit from joining SIGIS and implementing the IIAS standard or registering under the 90% program.
Membership in SIGIS offers merchants access to the following programs:
SIGIS has established the procedures which enable merchants to certify that they meet the requirements to operate an IIAS. IIAS certification provides consumers with the best consumer experience and highest card authorization rate. There are two merchant IIAS certification options:
To check if your POS Vendor is certified, view SIGIS Members POS Solution Providers or contact the SIGIS Help Desk at 925-855-3228 or firstname.lastname@example.org if your POS vendor is not on the list of POS Solution Providers. Please note the POS vendor must be certified with your Acquirer Processor to use this form.
For drug stores and pharmacies that primarily sell prescriptions and eligible medical items, the IRS permits plan administrators to approve FSA/HRA card transactions without the merchant having an IIAS. SIGIS has a registration program for drug stores and pharmacies to register as 90% Rule Merchants. This generally applies to merchants using a standalone credit card terminal or a point-of-sale system (POS) that does not support the IIAS standard.
SIGIS provides additional support through our Help Desk that is available to answer any questions regarding the programs listed above.